Retirement Calculator

Plan your retirement and see if you are on track to meet your goals

FV = PV(1+r)ⁿ + PMT × [((1+r)ⁿ - 1) / r]

About this Tool

The Retirement Calculator helps you project your total savings by the time you retire, based on your current age, savings, contributions, and expected investment returns. It provides a vital snapshot of your financial future, helping you determine if you are on track to meet your retirement goals.

Common Use Cases

Retirement Goal Setting

Estimate your future nest egg to see if it aligns with your desired retirement lifestyle.

Contribution Planning

Understand how increasing your monthly contributions can significantly impact your final retirement savings.

Assessing Your Progress

Regularly check if you are on track to meet your retirement goals and make adjustments as needed.

Pro Tips

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    Start Early

    The sooner you start saving for retirement, the more time your money has to grow through compounding.

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    Be Consistent

    Make regular, automatic contributions to your retirement accounts to build a strong savings habit.

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    Invest Wisely

    Choose a diversified investment portfolio that matches your risk tolerance and time horizon. Rebalance periodically.

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    Maximize Employer Match

    If your employer offers a 401(k) match, contribute at least enough to get the full match – it's free money.

Frequently Asked Questions