India Crypto Tax Calculator (30% Rule)
Estimate crypto tax on VDA transfers with 30% flat tax on gains, 1% TDS credit, net payable and loss rules
Transfer Details
Flat 30% on gains only (Sec 115BBH) — no deduction except buy cost, no loss set-off.
Tax Estimate
Net Tax Payable (after TDS credit)
$58,000
Gains (Sell − Buy)
$200,000
Tax @ 30%
$60,000
TDS Credit (1%)
$2,000
Taxable Gains
$200,000
Estimate only — surcharge, 4% cess and slab interactions excluded. Consult a CA before filing.
About this Tool
India taxes Virtual Digital Assets (crypto, NFTs) under Section 115BBH at a flat 30% on transfer gains, with 1% TDS under Section 194S on each sale. This calculator taxes gains only — sell value minus buy cost — subtracts TDS already deducted as a credit, and flags the strict no-loss-offset rule.
Common Use Cases
Pre-Sale Estimate
Know the 30% hit on a planned BTC or ETH sale before you confirm the order.
TDS Reconciliation
Match 1% TDS shown on the exchange or Form 26QE against your final liability.
Multi-Trade Totals
Aggregate a year's sell value and buy cost to preview total VDA tax.
Loss-Year Check
Confirm a loss year still owes zero tax — while losses stay unusable elsewhere.
Pro Tips
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Track Every Trade
Exchanges deduct 1% TDS per transfer; keep records to claim full credit at filing.
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No Harvesting Benefit
Booking losses won't cut crypto tax or other income — gains are taxed standalone.
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Add Cess on Top
A 4% health & education cess (plus surcharge if applicable) applies over the 30%.
FAQs
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