India Capital Gains Tax Calculator
Estimate capital gains tax on equity, mutual funds, property and gold with holding-period rules and net proceeds
Asset & Transaction
Tax Estimate
Estimated Tax Payable
$21,875
LTCG · held 2y 0m (745 days)Capital Gain
$300,000
Net Proceeds
$778,125
Taxable Gain
$175,000
Rate Applied
12.5%
Rule: 12.5% LTCG above ₹1.25L exemption (Sec 112A). Exemption $125,000. Property/gold STCG assumes top slab — actual tax follows your income slab.
About this Tool
India taxes capital gains differently by asset and holding period under the Finance Act 2024 (Budget 2024). This calculator classifies your sale as long-term or short-term from the buy/sell dates, applies the matching rate — including the 12.5% LTCG rate and the ₹1.25 lakh equity exemption — and shows tax plus net proceeds.
Common Use Cases
Equity Profit Planning
Check whether waiting past 12 months flips STCG at 20% into lower-taxed LTCG.
Property Sale Estimate
Estimate 12.5% LTCG (no indexation) on flats or land held over 24 months.
Gold Exit Timing
Compare tax on selling jewellery, coins or ETFs before vs after 24 months.
Mutual Fund Redemption
Preview tax on equity-fund redemptions before placing the sell order.
Pro Tips
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Watch the Threshold
One extra day past 12 months (equity) or 24 months (property/gold) can change the slab entirely.
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Use the Equity Exemption
Up to ₹1.25 lakh of equity LTCG per year is exempt — spread large redemptions across years.
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Indexation Is Gone
Budget 2024 removed indexation for property/gold LTCG; tax is a flat 12.5% on nominal gains.
FAQs
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