401(k) Calculator
Estimate your 401(k) growth over time with employer match and contributions.
About this Tool
The 401(k) Calculator estimates the future value of your 401(k) retirement savings based on your current balance, contributions, employer match, and expected investment returns. It helps you visualize how your retirement savings can grow over time and whether you're on track to meet your goals.
Common Use Cases
Retirement Planning
Project your retirement savings to see if you are saving enough for a comfortable retirement.
Contribution Strategy
See how increasing your contribution percentage can significantly boost your nest egg.
Employer Match Impact
Understand the powerful effect of 'free money' from your employer's matching contributions.
Pro Tips
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Maximize Employer Match
Always contribute at least enough to get the full employer match. It's an instant, guaranteed return on your investment.
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Increase Contributions Annually
Try to increase your contribution percentage by 1% each year. Small, regular increases can have a huge impact over time.
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Stay the Course
Don't panic during market downturns. Consistent contributions allow you to buy more shares when prices are low, which can accelerate growth during a recovery.